fee schedule

	Note: titanmoneyexpress is an international and offshore online payment service that provides complete privacy, anonymity and tax free protection to all our members from across the world. read more

The following fee schedule applies to our international network and services:- (last updated 11Mar10)

Select your account type: Personal | Prestige | Merchant

Personal Account

Prestige Account

	Unverified accounts	Verified accounts (how to get verified?)
Receive Money:
receive money by email	4.5%+$0.55c(min fee $3.75)	1.75%+$0.45c(min $1.50)
incoming payment limits per month	$250	$2500
request money from anyone	FREE!	FREE!
receive an escrow payment	3% (min fee $3.50)	1% (min fee $2.50)
shopping cart interface payments (gateway)	n/a	n/a
Send Money:
send / pay money	FREE!	FREE!
mass payments	n/a	n/a
recurring payments	FREE!	FREE!
escrow payments	3% (min fee $3.50)	1% (min fee $2.50)
Deposit Money:
deposits by bank wire*	$5.00 +$0.59c	$5.00+$0.45c
deposits by moneybookers (eWallet)*	3.50%+$0.55c(min $2.50)	3.50%+$0.45c(min $2.50)
deposits by credit/debit cards (through gateway)	4.75%+$0.59c(min $3.75)	4.75%+$0.45c(min $3.75)
deposits by cheque*	$10.00	$10.00
Withdraw Money:
withdrawals by bank wire	$15.00 *bank fees not included	$10.00 *bank fees not included
withdrawals to moneybookers (eWallet)	1.50%(min $5.00)	0.75%(min $2.50)
Refunds:
gateway transaction refunds	$3.50	$3.50
member to member refunds	FREE	FREE
Administration:
account opening	FREE	FREE
monthly admin fees	$0.00	$0.00
fraud report processing fee	$25.00	$25.00
chargeback processing fee	$35.00	$35.00

Merchant Account

	Unverified accounts	Verified accounts (how to get verified?)
Receive Money:
receive money by email	9.25%+$0.55c(min fee $5.00)	7.9%+$0.47c(min $5.00) High Volume rates
incoming payment limits per month	$250	$500 000+
request money from anyone	FREE!	FREE!
receive an escrow payment	3.90% (min fee $5.00)	1.50% (min fee $3.50)
shopping cart interface payments (gateway)	9.25%+$0.55c(min fee $5.00) [What is a chargeback?] [?]	7.9%+$0.47c(min $5.00) High Volume rates [What is a chargeback?] [ *What is a chargeback? A chargeback may happen anytime within 6 months after a Member made an online purchase by card. The Member instructs the bank to issue a chargeback refund notice (usually long after delivery) and the issuing bank reverses the total amount(s) from the pay processor- Usually with not much sympathy! Unless the merchant can provide adequate proof of delivery the chargeback stays. If there is a delivery or terms of sale discrepancy the banks usually cover for their clients against the merchant. In cases of fraud or stolen cards, the chargeback stays no matter what the merchant states. Not to mention the chargeback fees charged by the banks. This is why we  use Rolling Reserves on Merchant accounts to protect the merchant against such chargeback's *How to dispute a chargeback? In order for us to dispute any chargeback and potentially report the case to the authorities, we request that you provide us with the following: - Name, address and contact details of the customer - Details of the goods/services provided to the customer - Proof that the goods/services were sent to the customer - Any additional information that you feel is relevant to this case Read more under our Terms and Conditions ?]
Send Money:
send / pay money	FREE!	FREE!
mass payments	FREE!	FREE!
recurring payments	FREE!	FREE!
escrow payments	3.90% (min fee $5.00)	1.50% (min fee $3.50)
Deposit Money:
deposits by bank wire*	$5.00 +$0.59c	$5.00+$0.47c
deposits by moneybookers (eWallet)*	3.50%+$0.55c(min $2.50)	3.50%+$0.47c(min $2.50)
deposits by credit/debit cards (through gateway)	4.75%+$0.59c(min $3.75)	4.75%+$0.47c(min $3.75)
deposits by cheque*	$10.00	$10.00
Withdraw Money:
withdrawals by bank wire	$15.00 *bank fees not included	$10.00 *bank fees not included
withdrawals to moneybookers (eWallet)	1.50%(min $5.00)	0.75%(min $2.50)
Refunds:
gateway transaction refunds*	$3.50	$3.50
member to member refunds	FREE	FREE
Administration:
account opening	FREE	FREE
monthly admin fees	$0.00	$0.00
fraud report processing fee	$25.00	$25.00
chargeback processing fee	$35.00	$35.00

Unverified accounts are considered HIGH risk ito online Identity and Card Fraud and also costly. Verify your account for much better rates!

These fees are related to services provided by titanmoneyexpress. Fees charged by independent correspondent banks, other payment processors or bank services are not shown in this table. Bank wires take 2-5 bank days to arrive at receiver bank

* Fees for Cheque Deposits will be added to customer accounts manually after the transaction was processed

* All Withdrawals go through a manual "verification" and "processing" cycle as an additional security feature

*A chargeback can either be legitimate or illegitimate. See Terms

* Refunds back to customer accoutns take between 6-8 bank days

The above fee schedule is subject to change without prior notice at anytime as market conditions change