Gateway Service Providers + Fees

Details Gateway1- Only for TMX member Deposits Gateway2 Gateway3
Pay Options NOT ACTIVE!
 Ukash Vouchers (EU, AUS and Canada)
eChecks (USA only) 		Instant Bank Payments from
any bank account in the world
(or pay/deposit via your local bank branch)
read more
Virtual Terminal n/a eChecks - Yes
uKash - Yes
 No
Rolling Reserve minimum as per member account 10% for 180 days 10% for 180 days
Withdraw cycle as per member account Every 14 days Every 14 days
Resticted Industries No direct website selling allowed  eChecks-No Gaming, No Replicas
No Gaming
No Controlled substances allowed		  
Rates   eChecks and Ukash - 6.5% to 12% (min $3.75) - depending
on Industry and internal risk score
 6.5% to 12% - depending on Industry and internal risk
Refunds   eChecks $37.50 $30.00
Chargebacks   eChecks $37.50
 NO Chargebacks!
Other fees   eCheck Return Item/Decline Item fee $1.50
eCheck PRNSF Return fee $12.50
eCheck POSTNSF Return fee $37.50
  
Descriptor   eChecks your own MID
uKash TitanMoneyExpress		 Online Bank Network
 

Where do I start? Start here!

General criteria:

  1. Access to gateways will depend on the Merchant Category Code (MCC) classification of your business type. Each account is setup indivually according to this MCC.
  2. Your MCC classification might give you access to multiple gateway pay services.
  3. Merchant may have more than one TMX account for different business types (different MCCs) and in different base currencies.
  4. Acceptable High Risk industries here
  5. What is the risk associated with these pay options? A comparison table here