rolling reserves

ONLY applicable on Merchant Account types: The purpose of a Rolling Reserve is to protect both the pay processor and the merchant against any chargeback's. Customers might instigate a dispute chargeback through their banks up to 6 months after a sale!

There are 2 key areas that determine the risk profile of the merchant's business;

1. The type of industry / business indicated below in the table and;

2. The business model adopted by the merchant concerning the risk management of the business. Initial risk levels determined as follows -

   • based on the information given during the verification process, a risk score will be given and this score will determine the initial rolling reserve level (usually between 10-15% for 180 days);

   • this initial rolling reserve level may be adjusted (increased or decreased) over time as the business relationship gets established

Type Industries?

• Industries not allowed here
• High Risk Industries here